Stop Overpaying On Bills You're
Exempt From — Most Never File.

Here is what you actually do with it: open your state's pages, file the forms listed there by name, and make the three phone calls — scripts included. What can happen as a result: a property tax bill that comes back lower from the next cycle, fees taken off your accounts, assistance credits on your utility statement, or a corrected Social Security payment. Whether and how much depends on your state, your living situation, and your income — every chapter starts with "who may qualify" so you never chase a program that isn't yours. If it doesn't help you, the 14-day guarantee means you get your $27 back.

Honestly: the property-tax chapters won't apply to you. But they are only one part of the Playbook. The chapters on utility and bill assistance, fee waivers, and Social Security apply whether you rent or own — and several states have renter credit programs that are covered in the State Directory.

You look it up — that's what the State Directory inside the Playbook is for: your state on one page, every program it offers, and the office where you file. Every chapter is also flagged with "who may qualify" so you never chase a program your state doesn't offer. Eligibility varies by state and situation.

No. Most exemptions and assistance programs can be claimed at any age past the threshold — you simply start saving from the day you file. The Playbook is honest about the rest: a few programs allow retroactive claims for past years, most don't. Each chapter tells you which is which, so you know exactly what is still on the table.

The Playbook is a PDF. Right after purchase you get an instant download, and the download link also arrives by email — so you can open it later on any device: phone, tablet, or computer. It's printable if you prefer paper. No monthly fees, no subscription, no app.

14-Day Money-Back Guarantee. If the Playbook isn't right for you, send a short note to support@lanamaynes.com. You get the full amount back — no questions asked.